Digital currency, also known as cryptocurrency, is a form of digital or virtual money that operates independently of traditional banking systems. It utilizes cryptographic technology to secure transactions and control the creation of new units. Digital currencies, such as Bitcoin, Ethereum, and Litecoin, are decentralized and operate on a distributed ledger called blockchain.
With digital currency, transactions can occur directly between parties, bypassing intermediaries and reducing costs. This innovative form of money offers increased privacy, security, and accessibility. It empowers individuals to have greater control over their finances, enables seamless cross-border transactions, and fosters financial inclusion for the unbanked.
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